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Volume 1, Issue 1
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Dear Visitor,
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In This Issue:
Newsletter introduction Video -
Also in this Issue:
ObamaCare and The ABC’s of “Grandfathered” Health Plans
Congress and President Obama have divided the world of group health plans in two—“new” group health plans adopted after the March 23, 2010 passage of the Patient Protection and Affordable Care Act (PPACA) that must conform to the requirements of the new law, and “grandfathered” plans which are largely exempt from the new law’s requirements.
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Hot Topic 
Grandfathered Status -
What Does it Mean to my Plan?
There has been and will continue to be much ado about grandfathered status, at least until all plans have lost it (and eventually all will lose it). When President Obama introduced the Patient Protection and Affordable Care Act (PPACA), he pledged that “If you have insurance that you like, then you will be able to keep that insurance.” You will have to decide if that promise has been kept or broken.
The articles included in this newsletter present varying viewpoints on the importance of maintaining grandfathered status and are intended to help you decide how important it is to your plan. You will also find the Department of Health and Human Services (HHS) Fact Sheet on Grandfathered Status and an Entrust Compliance Update in this issue.
Please remember, Entrust provides its clients, brokers, consultants and business partners with expert advice and consultation regarding all areas of PPACA including grandfathered status. If you are interested in learning more about this valuable service or wish to have a consultant visit with you about your plan, please contact Clint Wilson at Entrust.
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My Plan Lost Its Grandfathered Status, But What's the Fuss?
On June 17, 2010, the Internal Revenue Service, Department of Labor, and Department of Health and Human Services released  interim final regulations (the "Regulations") in an
attempt to resolve ambiguity regarding the changes that affect a plan's grandfathered
status.
But what's the fuss?
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Is your Health Plan Compliant?
As regulatory guidance on PPACA become available, the Entrust Compliance Team will be sending out  Compliance Updates regarding how the guidance will affect its clients’ health plans. The link below takes you to the Entrust Compliance Update on grandfathered status.
Entrust Compliance Update
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The Department of Health and Human Services (HHS) Fact Sheet - The Affordable Care Act
The Affordable Care Act gives American families and businesses more control over their health care by providing greater benefits and protections for family members and employees.
It also provides the stability, and also the flexibility, that families and businesses need to make choices that work best for them.
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Wellness Programs
Many employers already recognize the value of comprehensive wellness programs in reducing health care costs and improving the health and productivity of their workforce. The PPACA includes a number of measures designed to promote wellness programs, including: WorldDoc and MedCostOnline.
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End Notes
HHS: Grandfathered status is not an all or nothing proposition.
The concern by employers that changing one of their plans could cause all plans to lose grandfathered status is a little clearer thanks to federal regulators. Previously HHS, DOL and the Treasury Department held that  grandfathered status would be lost for all plans if employers changed one plan.
In an updated Q&A on the Health and Human Services Department web site, however, the agencies appear to have had
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The Patient Protection and Affordable Care Act includes significant responsibilities and potential penalties for employers and Plan Sponsors.
If you are having difficulty complying with PPACA or any other complicated legal or compliance issues, let Entrust help you navigate these treacherous  waters as we do for all of our clients. We stand ready, willing and able to provide administrative services for your plan and take care of compliance as part of our global service to you. We also consult on the compliance component only.Contact Clint Wilson or (281) 368-7878 ext. 505 for more details.
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